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Submit the activation code from the letter you received to begin.

Activation Code:

Frequently Asked Questions


Q: What do I need to sign up?

You'll need the activation code from the letter you received, about five minutes of your time to complete the sign-up, and access to your financial documents and recent statements for verification purposes. After signing up, you'll be ready to explore the features of your new product.


Q: Will this cost me anything?

There is no charge for this product for the first 12 months. If you agree to continue your subscription thereafter, you will be charged $2.95 per month.


Q: Will this subscription expire?

Yes, but about a month before expiration you will be contacted via the email address provided at sign up to give you the opportunity to renew your subscription.


Q: What do I need to do after expiration?

If you choose not to renew your subscription, your coverage will lapse. You can always re-establish your subscription later. You will not be charged without your consent or knowledge.

1 WebDetect™ will scan for your Social Security number (if you choose to) and up to 10 major credit/debit card numbers you provide. WebDetect scans thousands of internet sites where consumer's personal information is suspected of being bought and sold, and is constantly adding new sites to those it searches. However, the internet addresses of these suspected internet trading sites are not published and frequently change, so there is no guarantee that WebDetect is able to locate and search every possible internet site where consumer's personal information is at risk of being traded.

2 We will not require payment for the first year, but 12 months after your account opening date, you will have the ability to continue your subscription at a cost of $2.95 per month. If you agree to continue your subscription, the$2.95 per month fee will be charged to your PenFed Access America Checking account each month. You may cancel at any time; however, we do not provide partial or full refunds.